Find your baseline.
Start with accessible cash and essential monthly expenses. See how long your money lasts without another paycheck.
Liquidity first. Runway always.
Know how long
your cash lasts.
Your money needs a survival plan, not another returns chart. CashHarbor turns your cash buffer into months of runway—and helps you test what could shorten it.
For real-life resilience. Not chasing market returns.
Your runway, made tangible
7.4months
Illustration: $22,200 in cash ÷ $3,000 monthly essentials. Your numbers will differ.
Our starting principles
Cash before speculationVisible assumptionsClarity, not certainty
The runway planner
Less “what if?”
More “here’s the plan.”
A balance tells you what you have. Runway tells you what it buys you: time to recover, regroup, and choose your next step.
One number. A useful conversation.
“My runway is 7.4 months.” A clear way to talk about preparedness—without making your account balance the headline.
Put your cash under pressure.
Explore a job loss, higher borrowing costs, or an unexpected car repair. Change the assumptions and see what happens to your runway.
Make your next move count.
Compare a lower monthly spend with a bigger cash buffer. Turn a vague savings goal into a concrete target measured in months.
Test the unexpected
A missed paycheck. A rate jump. A repair bill.
Different shocks. The same question: how much time does your cash buy you now?
Choose your plan
Invest in a clearer cash picture.
Compare the available plans below. Review each plan’s price and included features before you choose.
Free
For individuals getting started
$0/month
- 1 workspace
- Up to 3 team members
- Basic analytics
- Community support
Know what your
number means.
Give your cash a purpose
Find your financial breathing room.
Start with what you have. Test what could happen. Build a buffer with a clear destination.